MAKE THIS A BETTER YEAR!
- Stop Harassing Creditor Calls
- Avoid Foreclosure
- Block Eviction
- Prevent Repossession
Chesterfield Bankruptcy Attorneys, Chesterfield, Virginia
Reliable. Experienced. Affordable.
Chesterfield Bankruptcy Law helps you determine if bankruptcy is the right step for debt relief. We help you through this challenging time, start to finish. Are you struggling financially? Contact us today to learn more about your Virginia debt relief options. We can set up a meeting in person, over the phone, or virtually.
Practice Areas
Bankruptcy Chapter 7
Known as "Fresh Start" bankruptcy. You may be able to keep your home, car, work-related tools, home goods, and more.
Bankruptcy Chapter 13
If you have steady income but too much debt, this option may work for you. After your last payment, any remaining debt may be discharged.
FREE OFFER
Request your free copy of "Relief is Yours" today.*
Our book includes a short introduction to bankruptcy, with answers to commonly asked questions.
*Hard copy is available upon request.
What is Bankruptcy in Virginia?
The last few years have been tough. Bankruptcy in Virginia is a way to help if have too much debt. It can wipe out what you owe, protect your home or car. You can get a fresh start. In most cases, you can manage debt without losing everything, and there are laws that help you do just that.
Everyone’s situation is different. If you have too much debt, you might be able to choose between bankruptcy in Virginia Chapter 7 and Chapter 13. Both options are designed to help people get back on track financially. Bankruptcy in Virginia can help you keep important things, like your house or car, while you clear away debts. By learning about Chapter 7 and Chapter 13 in Virginia, you can make the best choice for your life and come out stronger.
Relief for Too Much Debt
If creditors harass you, foreclosure is the next step, or a chunk of your paycheck is taken, it can feel overwhelming. These problems can affect your home and work life, making everything harder.
Don’t let creditors push you around. Bankruptcy laws in Virginia have changed since 2020, and you might have better options now. Bankruptcy in Virginia Chapter 7 or Chapter 13 could fit your needs and budget more than you think. Contact Chesterfield Bankruptcy Law today to talk to our attorneys about your situation. We can help you understand what bankruptcy in Virginia can do for you and how Chapter 7 and Chapter 13 might work for your debt.
Attorney Jeanne Hovenden
Jeanne is a Chesterfield bankruptcy lawyer who has worked with thousands of people in central Virginia move forward by helping them file Chapter 7 or Chapter 13 for nearly 30 years. Before attending law school at the University of Virginia, she worked in banking and bank regulation. This background gives her special insight into how creditors look at her client’s situations.
A life-long animal lover, she shares her home with multiple zany cats, with occasional visits by her step-children from her marriage to Hartley Roush, her husband, law partner, and best friend, who passed away in 2017.
Why Choose Chesterfield Bankruptcy Law
Personal Attention
Our attorneys will talk with you and fill out your intake form themselves to ensure that they obtain a full, accurate picture of your finances, needs, and goals.
Bankruptcy Experience
You can meet with an attorney with nearly 30 years' legal experience and you work with them throughout your case.
Clear Fee Structure
Our flat fee structure includes nearly all the costs associated with a Chesterfield bankruptcy, including many charges not covered by other attorney’s fees. Once we provide a service quote, you can expect us to stick to our word.
Student Loan Expertise
We have the specialized knowledge to incorporate your student loan debt into your bankruptcy protection.
Free Consultation
We offer a free no obligation consultation where we will discuss your option or options, tell you the pros and cons of each one, the fees and costs and help you make an informed decision. There can be more then one solution!
Focus
We concentrate in Virginia bankruptcy and student loan law. Our in-depth knowledge in these areas so we often have more options to offer you then other attorneys.
Contact Chesterfield Bankruptcy Law Today
Are you at risk of losing your car or home?
Contact us using the form or call a Chesterfield Bankruptcy Law attorney today at 804-706-1355. During your initial case consultation, we can discuss your situation and design a strategy that delivers a solution that works best for your specific circumstances.
We understand that the fear of losing your home can be overwhelming. In these cases, our eviction attorney can help you to find a defense strategy that lets you remain in your current home. For homeowners, we may be able to use bankruptcy as part of the solution to avoid foreclosure. By filing under Chapter 13 of the U.S. Bankruptcy Code, you may be able to temporarily stop eviction, foreclosure and repossession.
