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Filing for bankruptcy isn’t the end of your financial life—it’s just the beginning. At Chesterfield Bankruptcy Law, our experienced attorneys are here to provide the guidance you need to get back on the path to financial freedom. Learn more about what Chapter 13 bankruptcy and Chapter 7 bankruptcy could mean for you with these helpful library articles. Find out what you need to know about Virginia law, Chapter 7, Chapter 13, asset protection, debt elimination, and much more.

10 Steps to complete your Chapter 7 Bankruptcy

10 simple steps that relieve you of most debts and move forward with your life.

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Successfully Complete Your Chapter 13 Bankruptcy

Learn how to successfully complete a bankruptcy Chapter 13 repayment plan.

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Do's & Don'ts When Filing Bankruptcy

If you are considering bankruptcy, please follow these guidelines on what to and not to do.

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What is Chapter 13 vs. Chapter 7

Explore the key differences between Chapter 7 and Chapter 13 to learn which is right for you.

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How Much Does a Bankruptcy Lawyer Cost

Retaining a qualified attorney and filing for bankruptcy is possible, even if you don’t think you can afford it.

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Discharge Debt for a Fresh Start

Chapter 7 bankruptcy is typically appropriate for those who do not have a steady stream of income or otherwise simply do not have the ability to pay. Filers must meet certain income limits; those who make too much will likely have to pursue a Chapter 13 bankruptcy.

Some of the main elements of a Chapter 7 bankruptcy include:

Liquidation of Assets

a Chapter 7 filing does involve decisions about selling assets to obtain money to pay debts, Though it can be possible to retain your home and car.

Discharge of Debt

This is the primary benefit of a Chapter 7 bankruptcy. Debt is erased at the end of the process. Debtors do not have to pay, and creditors will not continue to seek payment.

Quick Bankruptcy Timeframe

While it can take years to fulfill the obligations of a Chapter 13 bankruptcy, the Chapter 7 process is more straightforward. It typically takes only three to five months.


If you or someone you love is struggling under the weight of debt, bankruptcy may offer a way out of the stress and suffering. Bankruptcy can be an effective tool to address your debt and find a fresh start to your financial life. Contact us today to learn more about the bankruptcy process in Virginia and find out what options may be available to you.

Chapter 13 and Chapter 7 Chesterfield bankruptcy stop the calls
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The attorneys at Chesterfield Bankruptcy Law can help you determine if bankruptcy is the right debt relief option for you.

Bankruptcy is a last resort. There may be alternatives that can help you deal with the financial burden. Call us at 804-706-1355 for more information and to find out if bankruptcy is the best option for you.

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